Uninsured Motorist Lawyer Serving in the O’Fallon IL Area

Kevin Boyne Attorney at Law represents clients thought the Southwestern Illinois region including the O’Fallon, IL community. We combine personable service with professional experience and are fully committed to helping clients who have been wronged in work or vehicular accidents, or as a result of someone else’s negligence.

For over 30 years, Kevin Boyne has represented those who have been injured in all types of accidents, wrongful death, and worker’s compensation cases. He has assisted the Southern Illinois region including Madison County, Monroe County, St. Clair County, Randolph County, and The St. Louis Metro East area. Kevin Boyne is an experienced and trained injury lawyer who represents those who are intimidated by the complex legal system. His goal is to ensure that clients get the compensation they rightfully deserve.

We represent our clients in a variety of legal areas including:

Automobile Accidents

Illinois Workers’ Compensation

Missouri Workers’ Compensation

Personal Injury

Car insurance is required by law and unfortunately, some drivers are still driving without it. Typically, when a driver causes an auto accident, their insurance company is responsible for covering the costs that are incurred by the accident. If the driver doesn’t have insurance or has too little coverage the situation can become complex. If you were injured in an accident caused by someone without insurance, you may need to file a claim against your own insurance in order to get the compensation you deserve.

Car Accidents Caused by Uninsured Motorists

Driving without vehicle insurance in the state of Illinois is unlawful. If you are caught, a driver without the liability insurance that is required by the state may be fined up to $4,500 and have their driver’s license suspended. Driving without insurance puts a burden on anyone who suffers property damage or injury in an accident that is caused by the uninsured driver. If you or a loved one was injured in an accident and the other driver was uninsured, you may be worried that you will have to deal with all of the expenses that are incurred during the accident. You may be dealing with expensive property damage, lost income from missed work, medical bills, and other expenses. Fortunately, you may be able to file a claim against your own insurance company in order to recoup the costs caused by the auto accident.

Underinsured/Uninsured Motorist Coverage

Illinois car insurance companies are to offer specific coverage for situations that you or your loved one is facing. If you have full coverage insurance, you should also have underinsured/uninsured motorist coverage (UMI). In order to recover compensation for an accident that was caused by an uninsured driver, you will need to file a claim with your insurance company. This process is not always easy. Many insurance companies offer payouts that do not fully cover the injured person’s damages. This is where a personal injury lawyer can help you make sure that the insurance company is giving you fair compensation. If you and your lawyer are unable to negotiate a reasonable settlement, you may need to file a lawsuit.

Why Should You Hire an Uninsured Motorist Lawyer

Utilizing a lawyer when you have an uninsured motorist accident is crucial. This is because they are fully aware of the process that you must go through to get properly compensated. They also may:

Advise you on the next steps to take, if there is no fair settlement to be found.
Negotation any settlemetns with the insurance companies.
Handle the administrative side of the claims process
File your claim for you.
Determine whether insurance is sufficient enough to cover your accident-related losses.
Gather details on the person responsible for the accident.
Familiarize themselves with your insurance company and policy.
Advise you on how to or how to not interact with your insurance company after the accident.

At Kevin Boyd Attorney at Law, we understand the difficulties that an accident with an uninsured motorist can have. This is why we are here to help clients who have been involved in these types of accidents. Give us a call today to discuss your situation so we can better help you file a claim.

At Kevin Boyne Attorney at Law, we understand that you are in a situation with which you may not be familiar, or the situation may be difficult. This is why our team strives to help every client regain control of what they’ve lost due to an automotive accident, workplace injury, or another accidental injury.

1803 North Belt West, Belleville, Illinois 62226